About the Summit
Designed for a more experienced audience, this two day program covers financial statement analysis concepts and SFAS 95 cash flow analysis in more depth, applying UCA cash flow analysis to specific types of loans. Case studies are used extensively to cover underwriting issues, policy guidelines, working capital needs, business risks, collateral valuation, borrowing base financing, and other issues as they pertain to commercial credits.
Who Should Attend
This summit will benefit bank lenders, credit analysts and others involved with credit administration.
Advanced Credit Analysis Agenda
-Current trends in banking
-Peer group discussion—issues and problems including financial analytical issues, questions or comments
-Overview of financial statement analysis
-Software applications
-Special Financing
-Industry risk
-Percentage of completion vs. completed contract billings
-Understanding profitability of unique industries
-Leverage and liquidity review of specialized industries
-What went wrong
Case Studies - General Commercial Financing
-Underwriting issues
-Policy guidelines
-Competition—How it affects judgment
-Permanent working capital vs. short-term working capital
-Business risks
-Industry ranking
-Collateral valuation
-Analysis of rapidly growing company
-Borrowing base financing
-Historic financial review
-Guarantor analysis
-Development of corrective recommendations
Case Studies - Real Estate Underwriting
-Interim Construction
-Income Producing
Note: Not all case studies will be covered in the time allotted.
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attendee of the registration fee amount representing food and beverage
that is deductible as an ordinary business expense. We estimate the food
cost portion of your basic registration fee is $100. Please contact
your accountant or tax advisor for further details.
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are subject to a $125 processing fee. Cancellations made on or after the
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