Credit/Lending Track

 

Geared toward credit and lending officers, we’ll cover best practices in finance for a sound loan portfolio, regulatory overview on lending, as well as creating new opportunities of engagement for market growth.


Wednesday, April 3, 2024

10:00 - 11:00 a.m.

Optimizing Loan Portfolio Management in Today's Evolving Landscape
Dustin Morris (CLA)

In this session, we will discuss current economic trends impacting community bank loan portfolios, identify growing concerns in the industry, revisit key loan portfolio management strategies in light of current data and address best practices for loan management in the evolving environment. 
11:15 a.m. - 12:15 p.m.

Preparing for a Recession: Credit Administration Action Items
Doug Wagler (FORVIS)

This presentation will share best practices to consider for managing your commercial loan portfolio as you prepare for a the potential effects of a looming recession.
1:30 - 2:30 p.m.

3-Step Guide for Building a Stress Testing Program
Mike Fletcher (Qualtik)

When implementing stress testing programs, most community banks face data collection and accuracy challenges. Learn about how banks phase their way into a stress testing program by starting with achievable short-term objectives and addressing data challenges over time. Discuss stress testing options and the ways banks apply stress based on concentration type.
2:45 - 3:45 p.m.

Hot Topics Lenders Panel
Christy Bussey (Moderator), Sloan Kuehl (First National Bank Central Texas), Deke Alexander (State National Bank, Groom) and Matt Crable (Texas First Bank)

Let’s address the current realities of our industry and what we can expect in the future. Dive into the hot topics with our panel and address your most pressing questions.
 4:00 - 5:00 p.m.  Building Effective Loan Collection and Recovery Processes and Procedures
Christy Bussey

Managing credit risk not only means building and managing a sound portfolio, but it also means being prepared for the inevitable losses that will occur and managing those effectively.  This session will cover:
  • Loan default lessons
  • How to gather and utilize data to make the best workout/collection decisions
  • Structuring and staffing a loan collection and recovery area
  • Creating or revising you special asset policies and procedures


Thursday, April 4, 2024

10:00 - 11:00 a.m.

Best Practices for Monitoring Your Loan Portfolio
Michelle Lowe (VeraBank NA)

Loan portfolio monitoring is of utmost importance in the current credit landscape.  This session will discuss ways to manage credit risk through an established annual review process, standard credit quality reports, portfolio stress testing, and other best practices.
11:15 a.m. - 12:00 p.m.

Driving Innovation in Ag Lending: Navigating Complexity with Efficient Solutions
Jeff Galloway (Core10)

The distinct demands of agricultural lenders and the intricate needs of farmers can sometimes lead to technology exacerbating challenges rather than creating efficiencies. In this session, we'll gather insights and discuss finding the right solution for your bank's needs, so you can embrace innovation. Our focus will be on driving efficiency, streamlining operations and enhancing support for both lenders and farmers.
1:30 - 2:30 p.m.

Appraisals and Evaluations: Post-COVID Lessons

Session description coming soon.
2:45 - 3:45 p.m.

Adopting Technology in the Lending Function
Matthew Smith (IBAT), Robin McDougald (Texas First Bank) and Chris Bibb (Texas National Bank, Sweetwater)

Join Matthew Smith, Robin McDougald and Chris Bibb as they discuss how to create a culture that embraces technology and fintech.