Compliance Track



The banking industry is faced with a long list of changing rules, making it overwhelming to juggle. This track offers comprehensive sessions to mitigate risk and find an efficient approach to manage compliance.

Wednesday, April 3, 2024

10:00 - 11:00 a.m.

Enhancing Third-Party Risk Management
Brian Petzold (Bedel Security)

This session will walk through elements that a third-party risk management program should include to comply with the new regulatory guidance released in 2023.

Session Outline: 

  • Who is a third-party? 
  • What is your risk appetite? 
  • What is really critical?
  • How often should you perform due diligence and what should it include?
  • What should you ask third-parties for and how do you get them to respond?
  • What should a contract include?
  • How to track and report. 
  • Planning for the end of a relationship.

11:15 a.m. - 12:15 p.m.

The CRA Final Rule - What You Need to Know
Steffani Jenkins (ICBA-CRA Partners)

Learn the implications the final rule on CRA Modernization will have on your bank, both positive and negative, and how to prepare for the changes. 

1:30 - 2:30 p.m.

Legal and Ethical Issues Related to Improper Marketing Activities
Anthony "Tony" Barbieri (Kessler Collins)

The presentation will include concepts such as privacy concerns and data collection, misleading advertising, intellectual property issues, rules and regulations of the FTC and other consumer protection bodies, privacy practices, liability protection and overall compliance.

2:45 - 3:45 p.m.

Regulation E: Disputes and What Everyone is Talking About
Amy Koshiol and Karen Leiter (CLA)

This session will discuss risk management for areas within disputes, common mistakes and issues.

 4:00 - 5:00 p.m. Risk Assessments: A "How-To"
Natalie Torbet (FORVIS)

During this session we will discuss the methodology and elements of a successful compliance risk assessment. Additionally, we will discuss common examiner observations and compliance hot topics that may impact your institutions compliance risk assessment.

Thursday, April 4, 2024

10:00 - 11:00 a.m.

Elements of An Effective CMS
Kristen Ueckert (FORVIS)

During this session, we will review the elements of an effective CMS program, including change management. 

11:15 a.m. - 12:00 p.m.

Navigating Your Next Regulatory Examination: Stories from a Former Bank Regulatory Attorney
Jera Bradshaw and Robert Flowers (Bradley Arant Boult Cummings LLP)

The regulatory environment has taken a more aggressive turn. Bank examiners are scrutinizing all facets of bank operations, including concentration risk, third-party relationships, CRA, fair lending, BSA/AML, capital and other compliance-heavy bank functions. In this session, we will discuss how to prepare for the examination process and best practices for responding enforcement matters. We will also discuss real situations and offer perspectives on how to work with the regulators in an advantageous manner.

1:30 - 2:30 p.m.

Managing AI Risk: A Primer for Financial Institution
Rafael DeLeon (Ncontracts)

Artificial intelligence feels like it’s taking over the world, including banking. From credit risk and customer service to operational improvements and marketing, the opportunities – and risks – of AI are real. What does your financial institution need to know about managing AI risk? Join our panel of experts as we explore the challenges of AI in financial services.

Session Outline:

  • Common use cases for AI and Natural Language Process (NLP);
  • Existing and emerging AI risks (including what regulators have to say);
  • Data security and privacy;
  • Measuring AI risk; and
  • Internal controls for managing AI.
2:45 - 3:45 p.m.

The AML Act, The Corporate Transparency Act and The FinCEN Priorities: Next Steps for Regulatory Readiness
Terri Luttrell (Abrigo)

The FinCrime industry has been waiting for regulatory reform. Now that the Anti-Money Laundering Act (AMLA) is law, we see FinCEN and the regulatory agencies taking action to implement desperately needed change. The Corporate Transparency Act and beneficial ownership are getting the attention and direction they deserve, but is it enough? Regulations are being written to support the FinCEN Priorities and give the industry much-needed guidance. Are you ready for your next exam? This session will discuss the current legislative and regulatory climate and provide tips on knowing what your financial institution should do now to prepare.